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Why not just quote me an exact rate at the beginning?
Because we offer over ten thousand loan options and programs it is very important for us to delay researching the best rate and the best loan options for you until we understand your situation. By agreeing to participate in our exclusive consultation process, we will guarantee our rates based on the program that you agree is in your best interest at the conclusion of the 7 essential consultations.
What good is the best Rate on the wrong loan?
None.
Our Guarantee:
Upon certified completion of the 7 essential consultations Allied Home Mortgage Capital Corporation's Approval Center will guarantee the “Right Rate” for the “Right Loan” that you choose in your Find the “Right Loan” Consultation. The AHMCC Approval Center will pay $500 to you in the event that another lender beats our terms.
Offer Details- At any time during the mortgage and escrow process you find a better rate or costs for the loan you choose from another lender, bring that lender’s current dated, signed good faith estimate for the loan program which you determined from the Find the Right Loan Consultation, truth in lending disclosure, arm disclosure (if applicable), lock agreement (if applicable), Arm disclosures (if applicable) and the Approval Center will agree to match or beat the price of any lender. If the Approval Center is unable to match the quote of another lender the Approval Center will pay $500 upon submission of a copy of your fully executed mortgage note and Hud-1 Closing Statement. You must have completed the 7 Essential Home Ownership Consultations to be eligible for this guarantee.
After all what good is “best rate” on the wrong loan?
Help You Meet Your Objectives throughout the Home Ownership Decision Process
While…
· Helping you reduce stress
· Helping you gain confidence
Doug McCullough and the Loan Consulting Team Offer:
3 Essential Financing Consultations
· Getting Approved
· Understanding Your Financial Objectives
· Finding The “Right Loan”
The “Right Loan” and the “Right Rate”
Based on your:
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· Down Payment
· Credit
· Occupancy
· Income |
· Reserves
· Credit Scores
· Loan Type
· Verification |
Coordination with Your Realtor
· On the details of your transaction
· On the Buying and Selling Processes
· On the 7 Essential Consultations
· Less stress and worry for you. |
Why should I give a lender my personal information when I am just shopping for the best rate?
We understand your concern about sharing your private information. We hold it in the strictest confidence, but in order to get you approved and determine the rate which you may qualify for we must analyze your eligibility so we can be sure we are quoting you the rate and the programs for which you will be eligible.
Okay, you ran my credit and I am Pre Approved,
What is the best rate?
We are committed to helping you find the best programs offered by rate and program from among our bank programs and 50 regional and national lenders with whom we work with. For the sake of efficiency and clarity for our borrowers we focus on providing the best rate and program in the context of the 7 essential consultations which have been designed to address all the complex issues which relate to your Home Ownership Decision Process. These consultations are provided in cooperation with your realtor. Please be patient. Finding the “Right Loan” is consultation number 7 and will address all rate and cost concerns efficiently, completely and satisfactorily.
Optimizing your rate through our the Loan Process
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