Mary Hulewicz
(800) 210-5660
    The Southeastern Michigan Home Loan Expert, Mary Hulewicz

 


HOME BUYER INFORMATION
 Home Buyer's Mortgage Process
 Benefits of Buyer's Agency
 Avoid the Ten Biggest Blunders You Can Make When Buying a Home
 What Do I Need To Apply?
 Mortgage Mysteries Revealed
 Important Mortgage Terms
 Dos and Don'ts While Your Loan is in Progress
 Our Real Estate and Mortgage Newsletter
Debt Consolidation and Refinancing
 Debt and Liability Management
 How To Escape the Debt Rat-Race
 Mortgage Calculator
 9 Dirty Little Secrets Your Credit Card Company Hopes You Never Find Out!
Selling Your Home
 How to get the best price for your home
 Home Selling Articles and Information
Dangerous Lending Myths Exposed
 Home Ownership Frustrations
 The Truth About Having a Mortgage Company Run Your Credit
 The Truth About the 2 or 3 Year Fixed Rate
Personal Finance Pathway
 The Personal Finance Pathway
Credit, Homeownership and Personal Finance Consultations
 Budgeting Consultations
 Credit Improvement Program
Free Reports
 10 Questions You Must Ask When Interviewing a Mortgage Lender
The Housing Decision Process
 Helping You with The Housing Decision Process
 Housing Consultation
1) BENEFITS OF HOME OWNERSHIP
 The Benefits of Home Ownership
 Home Ownership Excerpt from Personal Finance Book
2) LIFE TRANSITIONS
 Manufactured Housing Dilemma
 Divorce - Your House, Your Mortgage and Taxes
3) GET APPROVED!
 Credit Improvement Process
 Credit 101- Credit Management
 Credit Improvement Service Brochure
 Free Approval and Qualifying Consultation
 Credit Articles and Information
4) AFFORDABILITY
 Mortgage Calculator
 A Budget: Opening the Door to Home Ownership
 Housing and Financial Objectives
 Affording a Home
5) HOUSING OBJECTIVES
 FHA 203K LOAN PROGRAM
 How To Stop Paying Rent and Own Your Own Home
 6 Steps to Help You STOP PAYING RENT
6) FIND THE RIGHT HOME
 Home Buying Articles and Information
7) FIND THE RIGHT LOAN
 Find the RIGHT LOAN!
 Testimonials
 15 Year Fixed Rate Mortgage
 Loan Articles and Information
 30 Year Fixed Rate Mortgage
 Adjustable Rate Mortgages (ARMs)
 Biweekly Mortgage Savings: Bargain or Rip-Off?
Partners
 Financial Alliance Partner Network
 Check out the Personal Finance Pathway
Buyer Info
 Get Pre Approved Now!
Refinance
 How To Escape the Debt Rat-Race
 Get Pre Approved Now!
Miscellaneous
 Home Ownership Cycle
Miscellaneous
 Questions?

 

2007
All rights reserved.

 


 


Doug McCullough


Call us today!

800-210-5660

Qualify Now!



Approval and Consulting

Center Hours

Mon-Fri 9am-8pm

Saturday 9am-5pm

Sunday Noon-4pm


Click Here for Map

First Time Home Buyers
Move Up Buyers
Frustrated Manufactured Home Owners


We are here for anyone who wants to learn more about the Housing Decision Process. Understanding the process leads to a confident decision.

I am a very special type of Financial Consultant, one who specializes in helping people with the Housing Decision Process. We have engineered comprehensive strategies to meet the challenges presented by anyones housing situation.

Visit my websites to learn more about how I can help you make a Confident Decision or better yet call 800.210.5660 for a Free Qualifying and Affordability Consultation.

Look us up...

Doug McCullough's Facebook profile 




Important Links...

www.mfghometrade.com

www.confidentdecision.com

Pathway Real Estate LLC

HOME BUYER INFORMATION
Home Buyer's Mortgage Process
Learn about the process and the value provided by a quality Realtor and Mortgage Lender. Learn more...

 

Benefits of Buyer's Agency
Don't overlook the benefit of having a professional Realtor on your side. Learn more...

 

Avoid the Ten Biggest Blunders You Can Make When Buying a Home
Avoid these costly and common mistakes Learn more...

 

What Do I Need To Apply?
A checklist of possible documents you might need to complete your home loan. Learn more...

 

Mortgage Mysteries Revealed
Essential reading for Homebuyers, Refinancers and Renters! Learn more...

 

Important Mortgage Terms
Learn the Language of your Loan Learn more...

 

Dos and Don'ts While Your Loan is in Progress
Vital information on what to do and not do while your loan application is processing. Learn more...

 

Our Real Estate and Mortgage Newsletter
Look at our current Newsletter. It is full of timely information about trends that affect the Real Estate Market. Be informed, make a "Confident Decision"! Learn more...

 

DEBT CONSOLIDATION AND REFINANCING
Debt and Liability Management
 Learn more...

 

How To Escape the Debt Rat-Race
Learn how you can get out of debt, fast... Learn more...

 

Mortgage Calculator
Calculate your payment and "What If" scenarios to determine how much you can save by refinancing your loan. Learn more...

 

9 Dirty Little Secrets Your Credit Card Company Hopes You Never Find Out!
Find out the Truth about those Credit Card Companies Learn more...

 

SELLING YOUR HOME
How to get the best price for your home
Trying to sell your house? Get this FREE Report! Learn more...

 

Home Selling Articles and Information
PREPARING YOUR HOME FOR SALE // SETTING YOUR PRICE TO HIGH // LISTING YOUR HOME // MARKETING YOUR HOME // SHOWING YOUR HOME Learn more...

 

DANGEROUS LENDING MYTHS EXPOSED
Home Ownership Frustrations
Not all Realtors and Loan Originators are focused on helping you make a "Confident Decision". Learn more about how frustrating the Home Buying and Mortgage Process can be when you are dealing with people who are not focused on the quality of your experience. Learn more...

 

The Truth About Having a Mortgage Company Run Your Credit
This report discredits advice commonly given by predatory lenders who put their interests above the interests of their client's. Learn more...

 

The Truth About the 2 or 3 Year Fixed Rate
Beware of Lenders who push a 2 or 3 Year Fixed Rate. This is an Adjustable rate mortgage that has potentially dangerous consequences if you are not in the position to refinance at the end of the initial fixed rate term. Learn more...

 

PERSONAL FINANCE PATHWAY
The Personal Finance Pathway
Our Financial Alliance Partner Network helps you achieve financial success through the Personal Finance Pathway. Learn more...

 

CREDIT, HOMEOWNERSHIP AND PERSONAL FINANCE CONSULTATIONS
Budgeting Consultations
 Learn more...

 

Credit Improvement Program
 Learn more...

 

FREE REPORTS
10 Questions You Must Ask When Interviewing a Mortgage Lender
you want to be as well prepared as possible when making such a critical decision. Opt in by entering your email for this report. Learn more...

 

THE HOUSING DECISION PROCESS
Helping You with The Housing Decision Process
These are the seven areas of information that are essential to making a "Confident Decision". We have built our process around the Home Ownership Cycle to insure you have all of the information you need to make a "Confident Decision". Learn more...

 

Housing Consultation
 Learn more...

 

1) BENEFITS OF HOME OWNERSHIP
The Benefits of Home Ownership
More than a house, more than an investment Check out the links in this report and learn how leverage can increase your return on investment (ROI)... Learn more...

 

Home Ownership Excerpt from Personal Finance Book
Learn more about the benefits of home ownership from a financial perspective. Learn more...

 

2) LIFE TRANSITIONS
Manufactured Housing Dilemma
This information is a must for anyone who owns or is considering a manufactured home. This information could save you from making the biggest financial mistake of your life! Check out this presentation, it could change your life for the better. Learn more...

 

Divorce - Your House, Your Mortgage and Taxes
What you need to know Learn more...

 

3) GET APPROVED!
Credit Improvement Process
Here is the process. Let's us help you get the credit you deserve. Learn more...

 

Credit 101- Credit Management
Here is your credit resource. Everything you need to know about credit, but were afraid to ask. Learn more...

 

Credit Improvement Service Brochure
Credit improvement. You need someone in your corner. Give us a call for free assistance. Learn more...

 

Free Approval and Qualifying Consultation
There is a difference between Approval and Affordability, "Get Approved" and take the first step towards owning your home! Learn more...

 

Credit Articles and Information
Credit Information  Learn more...

 

4) AFFORDABILITY
Mortgage Calculator
Calculate your payment and "What If" scenarios to keep you within your budget while considering a consolidation loan! Learn more...

 

A Budget: Opening the Door to Home Ownership
No one can tell you how much you can afford. See for yourself. Learn more...

 

Housing and Financial Objectives
How do you balance your housing objectives with your financial objectives, especially affordability. Learn more...

 

Affording a Home
The main deterrent in buying a home today is not income or credit requirements but affordability learn about the key to affordability. Learn more...

 

5) HOUSING OBJECTIVES
FHA 203K LOAN PROGRAM
BUY A HOME AND FIX IT UP WITH ONE LOAN! Learn more...

 

How To Stop Paying Rent and Own Your Own Home
Every Month You Wait, You Flush Your Hard-Earned Money Right Down The Drain Learn more...

 

6 Steps to Help You STOP PAYING RENT
What you need to know to buy your 1st home Learn more...

 

6) FIND THE RIGHT HOME
Home Buying Articles and Information
Things Not to Do Before Buying a Home // Why Buying a Home is a Good Idea // The Business Cycle and Buying A Home // Why Search for a Realtor // Tips for Buying a Home with Good Resale Value // Your Offer Price // FHA and VA Financing // Avoiding Buyer's Remorse  Learn more...

 

7) FIND THE RIGHT LOAN
Find the RIGHT LOAN!
A great solution is a result of the comprehensive CCMC Approval Center Consultation Process. Learn more...

 

Testimonials
A good referral is important to determine a lender's competence and integrity. Don't go into a mortgage transaction blind. Here are some of our references. We are currently updating this section of our web site. We have hundreds of references, thank you letters, client surveys available at our office for your review. Learn more...

 

15 Year Fixed Rate Mortgage
A quick overview of this popular mortgage option Learn more...

 

Loan Articles and Information
HOW MUCH CAN YOU AFFORD // DOWN PAYMENT // DOCUMENTING INCOME AND ASSETS // DIFFERENT TYPES OF LENDERS // WHEN YOUR REALTOR REFERS A LENDER // WHAT YOU NEED TO APPLY // CLOSING COSTS // RATES Learn more...

 

30 Year Fixed Rate Mortgage
Learn about this standard mortgage option Learn more...

 

Adjustable Rate Mortgages (ARMs)
The pros and cons on this mortgage option Learn more...

 

Biweekly Mortgage Savings: Bargain or Rip-Off?
Biweekly payment programs are being heavily advertised right now for a fee is this right for you? Learn more...

 

PARTNERS
Financial Alliance Partner Network
Learn how our Financial Alliance Partner Network can help you achieve your financial goals. Look at our list of partners who have agreed to uphold our Financial Alliance Partner Missioin Statement. Our mission statement is a code of conduct and ethics that guides us in serving our clients and their interests. Learn more...

 

Check out the Personal Finance Pathway
 Learn more...

 

BUYER INFO
Get Pre Approved Now!
Go to our main web page to begin your Pre Approval on our secure web server. Learn more...

 

REFINANCE
How To Escape the Debt Rat-Race
Learn how you can get out of debt, fast... Learn more...

 

Get Pre Approved Now!
Link to our secure website to begin a loan application. Learn more...

 

MISCELLANEOUS
Home Ownership Cycle
The Home Ownership Cycle is the key to making a "Confident Decision". It helps make the process simple and enjoyable. Learn more...

 

MISCELLANEOUS
Questions?
Have a Professional Mortgage Expert answer all of your questions... Learn more...

 

 
Contact Our
Loan Team:

Free Affordability and Qualifying Consultation

Free "Find the Right Loan" Consultation



Mary Hulewicz


Our Team approach assures you have the benefit of multiple perspectives and extensive availability.

Our Team is committed to providing you with a professional consultation and providing a single point of contact for sensitive or complicated issues.